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Home›Services›Income Tax Return
CA-Assisted Filing for FY 2023-24 (AY 2024-25)

Online Income Tax Return Filing in India

Simplify your tax filing and stay on top of tax season with confidence. Our professional team handles your ITR end-to-end — whether you're a salaried employee, a freelancer, or a growing business.

Maximum Refund Promise professional Professional Support 100% Data Security
  • What is ITR
  • Who Should File
  • Benefits
  • Documents
  • Process
  • Fees
  • By Taxpayer
  • FAQ

What Is an Income Tax Return (ITR)?

An Income Tax Return (ITR) is an official form filed with the Income Tax Department of India, declaring your total income earned during a financial year (April 1 to March 31) and the tax paid on it.

Filing an ITR allows individuals and businesses to report income, claim applicable deductions (such as Section 123 for investments and Section 126 for health insurance — formerly known as 80C and 80D under the earlier Income Tax Act, 1961), declare investments, and calculate net tax liability or claim a refund if excess tax (TDS) was deducted. India's tax law was recodified as the Income Tax Act, 2025, effective April 1, 2026, renumbering many familiar sections while keeping deduction limits and benefits unchanged.

Using a professional income tax filing service helps ensure you don't miss eligible deductions and that the correct ITR form is used based on your income sources — salary, house property, capital gains, or business income. This careful approach can help reduce the risk of notices or penalties from the tax department.

Legal Compliance

Who Should File Income Tax Return?

The Income Tax Act mandates ITR filing if you fall under specific criteria. Here is a breakdown:

  • Income Exceeds Basic Exemption Limit

    Under the old tax regime, filing is required if your gross total income (before deductions) exceeds ₹2.5 lakh. For senior citizens (60–80 years), the limit is ₹3 lakh, and for super senior citizens (above 80 years), it's ₹5 lakh. Under the new tax regime (the current default), a flat exemption limit of ₹4 lakh applies to all individuals regardless of age, though the Section 87A rebate makes income up to ₹12 lakh effectively tax-free for most taxpayers.
  • Salaried Employees

    An income tax return for salaried employees is mandatory even if the employer has deducted TDS or issued Form 16, provided the gross salary crosses the exemption threshold.
  • Freelancers & Professionals

    An income tax return for freelancers, consultants, and independent professionals is necessary to declare receipts, claim business expenses, and offset TDS deducted by clients on professional fees — previously under Section 194J, now consolidated under Section 393 of the Income Tax Act, 2025.
  • Foreign Assets & High-Value Transactions

    Filing is also mandatory for individuals who hold foreign assets or have signing authority in a foreign account, or who during the year deposited more than ₹1 crore in one or more current accounts (savings accounts excluded), spent more than ₹2 lakh on foreign travel, or paid more than ₹1 lakh in electricity bills — even if their income is below the basic exemption limit.
Financial Advantages

Benefits of Filing ITR On Time

Filing your ITR filing online India correctly is more than a legal obligation; it is a critical step in strengthening your financial profile.

Avoid Penalties & Notices

Late filing can attract a penalty of ₹1,000–₹5,000 under Section 234F, depending on your income. Filing on time helps you stay compliant and avoid unnecessary notices.

Claiming TDS Refunds

If an employer or client deducted excess TDS from your income, filing an ITR is the way to claim that amount back.

Visa Processing Support

Many foreign embassies request past years of ITR acknowledgments as proof of financial stability when processing travel or work visas — requirements vary by country and visa type.

Loan Approvals

For home loans, car loans, or business loans, banks commonly use ITR documents to assess your creditworthiness and repayment capacity.

Carry Forward of Losses

If you've incurred business or capital losses, you can only carry them forward to offset future profits if you file your ITR before the due date.

Proof of Income

For freelancers and self-employed professionals without a regular salary slip, the ITR acknowledgment serves as income proof.

Checklist

Documents Required for Income Tax Return

Keep these soft copies ready. We will match them against your Form 26AS & AIS to capture every eligible deduction.

For Salaried Employees
  • Form 16: Issued by your employer containing your salary breakdown and TDS
  • Aadhaar & PAN: Must be linked
  • Investment Proofs: LIC receipts, ELSS, PPF, Home Loan certificate
  • Bank Statements: To declare interest income from savings accounts
For Freelancers / Pro
  • Form 16A: Issued by clients deducting TDS (under Sec 194J)
  • Bank Statements: Full FY statement matching all gross receipts
  • Expense Invoices: Hardware, software, internet, co-working space rent
For Business Owners
  • Final Accounts: Profit & Loss statement and Balance Sheet
  • GST Returns: To reconcile turnover with ITR
  • Audit Report: Required if turnover exceeds ₹1 crore (₹10 crore if cash transactions are 5% or less of total receipts/payments)
How It Works

ITR Filing Process Step By Step

We replace chaotic tax seasons with a simple, trackable digital process.

Step 1

Upload Documents

Upload your Form 16, bank statements, and investment proofs to our secure dashboard.

Step 2

AIS & Form 26AS Review

We review your Annual Information Statement (AIS) and Form 26AS to cross-verify TDS and high-value transactions.

Step 3

Tax Optimization & Computation

We prepare your tax computation sheet, applying eligible deductions (80C, 80D, HRA) and helping you choose the more beneficial tax regime (Old vs. New).

Step 4

Draft Approval

We share a summary of your tax liability or refund. We file your ITR on the e-filing portal only after your approval.

Step 5

E-Verification & Acknowledgment

We e-verify your return using Aadhaar OTP. The ITR-V acknowledgment is uploaded to your dashboard.

Income Tax Return Filing Fees India

No surprises. Upfront pricing based on your income profile.

Regonest Compliance Fee
Salaried ITR Filing
₹499starting
  • Government Portal Filing Fee₹0 (Free)
  • Tax ComputationIncluded
  • Capital Gains / Business ITRCustom Pricing
  • Accurate Deduction Claims✓

While the government charges no fee for filing an ITR on the e-filing portal, self-filing without a clear understanding of tax rules can lead to missed deductions or errors that trigger notices later.

A mistake in reporting capital gains, freelancer income, or foreign assets can lead to scrutiny or a tax notice. Correcting a defective return afterward is often more costly and time-consuming than a professional filing fee.

With Regonest Compliance, we review your Form 16, bank interest, capital gains, and crypto transactions carefully to help ensure your return is accurate and complete — so you claim every deduction you're legally entitled to.

Targeted Filing For Every Taxpayer

No two tax returns are identical. We utilize specific ITR forms based on your unique income brackets.

Income Tax Filing for Salaried Employees

We utilize ITR-1 (Sahaj) or ITR-2. If your total income is up to ₹50 lakhs covering salary, one house property, and interest income, we fast-track your refund safely.

Income Tax Filing for Freelancers

Using ITR-3 or ITR-4 (Sugam), we apply the Section 44ADA Presumptive Taxation Scheme. You can declare 50% of your gross receipts as flat profit, heavily reducing your tax burden without maintaining strict books of accounts.

Filing for Intraday & Capital Gains

We seamlessly pull your capital gains statements from Zerodha, Groww, or Upstox. We categorize short-term vs long-term equity trades comprehensively via ITR-2 or ITR-3.

Filing for Registered Private Limited Companies

Regardless of profit or loss, all registered companies must file ITR-6 mandatorily. Our corporate team attaches the audited financials, MAT computations, and handles all ROC crossovers.

Avoid These Formidable ITR Errors

  • Ignoring AIS/TIS Data:

    Failing to declare high-value transactions matching your Annual Information Statement can lead to an automatic scrutiny notice.

  • Hiding Bank Interest:

    Interest from savings banks and fixed deposits is taxable. Many individuals forget this, leading to tax evasion charges.

  • Picking the Wrong ITR Form:

    If a freelancer mistakenly files ITR-1 instead of ITR-4, the return is immediately flagged as defective.

  • Missing the Income Tax Return Due Date India:

    Filing late not only incurs a ₹5,000 penalty but permanently removes your ability to carry forward stock market capital losses to the next year.

Professional ITR Filing Service in India

  • Professional-Assisted Computations

    Unlike fully automated tax apps, our professionals review your financial details individually. This helps catch deductions that automated tools can sometimes miss.

  • Secure Data Handling

    Your Form 16, investment records, and PAN data are handled with industry-standard security practices, with access limited to authorized personnel only.

  • Post-Filing Notice Resolution

    If the department issues a demand, our legal team represents you virtually, responding rapidly to resolve the discrepancy.

Pan-India Tax Filing

Since ITR filing in India is done through the centralized income tax portal, you can file from anywhere in India. We support filing for individuals and businesses across Delhi, Mumbai, Bengaluru, Hyderabad, Pune, Chennai, Ahmedabad, Noida, Gurugram, and Indore.

Knowledge Base

Frequently Asked Questions

Authoritative answers regarding the strict penalty for late ITR filing and critical compliance due dates.

What is the income tax return due date in India?

For individuals (salaried and non-audit freelancers), the due date is typically July 31st of the assessment year. For businesses requiring audit, the deadline is usually October 31st. Missing the due date incurs a late fee under Section 234F.

What is the penalty for late ITR filing?

If you file your ITR after the due date, a penalty of up to ₹5,000 applies under Section 234F if your total income exceeds ₹5 lakh. If your income is below ₹5 lakh, the late fee is capped at ₹1,000.

Do I need to file ITR if my income is less than 2.5 lakhs?

Legally, it is not mandatory. However, filing a 'Nil Return' is highly recommended as it acts as proof of income for processing visas, home loans, and carrying forward stock market losses.

How long does it take to get an income tax refund?

Refunds are typically processed within 20 to 45 days after e-verifying the return, credited directly to your pre-validated bank account. Actual timelines can vary depending on the accuracy of your return and processing volume at the department's end.

Between the Old Regime and New Tax Regime, which is better?

It depends on your income level and how much you can claim in deductions (80C, HRA, medical insurance, home loan interest). Generally, if your eligible deductions are substantial, the Old Regime may work out better; if you have fewer deductions, the New Regime's lower slab rates often result in less tax. The right choice depends on your specific numbers — we calculate both to help you pick the more beneficial option.

Can I revise my ITR if I made a mistake?

Yes, you can file a 'Revised Return' under Section 139(5) before December 31st of the assessment year or before the assessment is completed by the tax officer, whichever is earlier.

Do I need to send physical documents to the tax department?

No. The entire process of our ITR filing service India is 100% paperless and digital. You just upload your soft copies, and we e-verify your return using Aadhaar OTP.

Is income from Crypto / Virtual Digital Assets taxable?

Yes. Starting April 2022, income from the transfer of VDAs (cryptocurrency, NFTs) is taxed at a flat 30% plus cess, and no deductions (other than cost of acquisition) are allowed.

What happens if I forget to declare a bank account?

Not declaring active savings accounts is highly risky due to the Annual Information Statement (AIS). The tax department tracks all your interest income actively. Doing so triggers scrutiny notices.

Can I ask questions during the filing process?

Yes. When you use our ITR filing service, you get support to help clarify tax-related questions before your computation is finalized.

Are you expanding your professional operations? Consider migrating to a legal structure with Private Limited Company registration or formalize as a Sole Proprietorship. If your turnover has crossed ₹20 Lakhs, mandatory GST Registration is required. Evaluate our competitive pricing structure for end-to-end accounting support, or browse our comprehensive digital services module.

Beat the Deadline

Maximize Your Refund Potential Now.

Upload your Form 16, connect with a dedicated tax professional, and secure your financial compliance today.